Live Well Financial Wellness
Whether you’re managing everyday expenses, paying down debt, growing your family, or planning for retirement, Live Well (formerly PersonalSAGE) gives you and your adult dependents free access to financial professionals, personalized guidance, and digital tools to help you work toward your financial goals.
Talk one-on-one with a financial coach
Have a financial question or want help creating a plan? Schedule a free one-on-one meeting with a licensed financial coach who can help you:
- Understand your UMG retirement plan benefits
- Create a budget and manage spending
- Develop a strategy for paying down debt
- Make informed investment decisions
- Save for future goals and prepare for retirement
Your Financial Guide
Get a clearer picture of your finances with Financial Guide, Live Well’s digital platform that brings your financial information and personalized guidance together in one place.
With Financial Guide, you can:
- See your full financial picture: View your savings, investments, and debt together in one place.
- Get guidance anytime: Access a virtual financial assistant 24/7 for financial insights—no appointment needed.
- Track debt and credit: Monitor your credit score and get guidance on managing high-interest debt.
- Understand your spending: Identify spending trends and find opportunities to make smarter budgeting decisions.
Your Financial Guide
Live Well also gives you access to:
- Monthly workshops hosted by financial experts
- On-demand webinar recordings
- A library of financial articles and videos
Get started
Visit creativeplanning.com/livewell and use your UMG mail to access your Live Well benefits, schedule a meeting with a financial coach, register for a workshop, and explore financial resources.