UMG offers two dental plans through Delta Dental: DeltaCare DMO and Delta Dental PPO. The biggest differences are how you pay for care and whether you can see providers outside the network.

Compare your dental options

DeltaCare DMO (Plan #06194)

The DeltaCare DMO offers predictable costs with set copays for covered services. There is no deductible or annual plan maximum.

Keep in mind:

• You must choose a DeltaCare primary care dentist to coordinate your care and provide referrals to specialists when needed.
• You must use DeltaCare network providers for services to be covered.
• You’ll pay a set copay for covered services based on the plan’s fee schedule.

View your state’s DeltaCare plan summary below for covered services and copays. If your state isn’t listed, contact Delta Dental for details.

Delta Dental PPO (Plan #06152)

The Delta Dental PPO gives you more flexibility in where you receive care and has a larger network of providers than the DMO. You can visit any licensed dentist, but you’ll generally save the most when you use a Delta Dental PPO network provider.

Keep in mind:

• You don’t need to choose a primary care dentist or get referrals.
• The plan has a deductible and annual plan maximum.
• You can receive care outside the network, but you’ll pay more. You’re responsible for your share of the cost plus any amount the dentist charges above the plan’s reasonable and customary (R&C) amount.

Getting dental care

You will not receive an ID card and don’t need one to receive care. To get care, you’ll need to:

• Find a participating Delta Dental provider online (DMO is DeltaCare and PPO is Delta Dental PPO)
• Call and provide your personal information when scheduling your appointment

If you prefer to have an ID card, you can access a digital or temporary card through your Delta Dental account.

Using the PPO plan outside the network? You’ll generally pay more out of pocket and will need to submit your claim directly to Delta Dental.

Delta Dental Resources

• Delta Dental Website
• How to Find a Dentist
• Frequently Asked Questions
• How to Print a Temporary ID Card
• Delta PPO Summary
• Delta DMO – CA
• Delta DMO – NY
• Delta DMO – TN
• Delta DMO – PA
• Delta DMO – FL
• 2023 Delta Dental DHMO Evidence of Coverage – CA
• 2023 Delta Dental PPO Evidence of Coverage