Even with medical insurance, a hospital stay can bring unexpected costs. Hospital Indemnity Insurance provides extra financial protection by paying cash directly to you if you’re hospitalized due to a covered accident, illness, or childbirth.*

The payment is separate from your medical coverage and can be used for anything from medical bills and your deductible to groceries, childcare, or other everyday expenses.

Premiums are deducted from your paycheck after taxes, so benefit payments are generally provided tax-free.

Choose the coverage that’s right for you

You can choose between two employee-paid options:

Get $50 for an eligible health screening

Taking care of your health can pay off. If enrolled in this plan, you and/or a covered family member can receive a $50 cash benefit for each day you complete an eligible health screening.

Payment isn’t automatic, so remember to submit a claim after completing an eligible screening.

To claim your benefit:

1. Visit myhealthhub.app/thehartford and log in or create an account.
2. Select File a Claim.
3. Choose Health Screening Benefit and the screening you completed.
4. Select the applicable policies and submit the requested information.
5. Once your claim is approved, The Hartford will mail your benefit payment. 

Note: You may add eligible dependents to this plan; however, if your spouse is also a UMG employee enrolled in the same plan, they cannot be added as a dependent due to plan restrictions on dual coverage.

*Please review the hospital indemnity plan booklet for details on having childbirth covered by the hospital indemnity plan.

Resources

• Hospital Indemnity Plan Highlights
• Hospital Indemnity Booklet
• Critical Illness & Hospital Indemnity FAQ
• Critical Illness & Hospital Indemnity Plan Limitations