Vision Coverage
To help you take care of your vision, UMG offers two plans through VSP: Standard and Premium. Both plans help cover eye exams, glasses, contact lenses, and other vision care, with the greatest savings when you use an in-network VSP provider.
Compare your options
| Standard | Premium | |
| Your cost | No cost to you | You pay the difference between the Standard and Premium plan |
| New frames | Every 24 months | Every 12 months |
| Frame / contact allowance | Up to $150 | Up to $220 |
| Out-of-network coverage | Yes, at a higher cost | Yes, at a higher cost |
VSP Standard
The Standard plan is available at no cost to you and your covered dependents and provides coverage for routine vision care, including exams, glasses, and contact lenses.
VSP Premium
The Premium plan provides higher allowances and more frequent frame coverage. You’ll pay the additional cost of the Premium plan through payroll deductions. If you’re enrolled in this plan, you also have access to providers displaying the Premier Edge logo.
Getting vision care
You don’t need an ID card to use your VSP benefits. You can find an in-network VSP provider online (those with the Premier Edge logo are only for those enrolled in the Premium plan).
Contact the provider and advise your personal information and employer so they can verify your coverage and schedule your appointment.
You can also see an out-of-network provider, but you’ll generally pay more and will need to submit a claim to VSP for reimbursement using these instructions..
VSP Resources
Have questions on your benefits?
Contact the Benefit Service Center at
(888) 526-2794
from 8 am – 5 pm PT.
VSP Vision
Policy #12234265
Phone: (800) 877-7195
Website: vsp.com
Vision plan comparison
(every 12 months)
Included with exam co-pay
Up to $150 allowance*
Included with exam co-pay
Up to $220 allowance*
(every 12 months)
(every 12 months)
*Pre-tax payroll deduction