PersonalSAGE

Helping You Plan for Your Financial Future

Whether you’re planning for retirement, tackling debt, or just looking for smart ways to manage your money, PersonalSAGE is here to help. This benefit gives you and your adult dependents free access to financial experts, tools, and resources—all designed to support your personal goals, no matter where you are on your financial journey.

What Can PersonalSAGE Do for You?

Think of PersonalSAGE as your personalized financial guide. You can:

• Understand your UMG retirement plan benefits
• Get clear answers to your financial questions
• Select the right investment options for your goals
• Create a budget and manage debt to help reduce financial stress

One-on-One Financial Coaching

Do you have questions or want to make a plan with your finances? You can schedule a free meeting with a PersonalSAGE financial coach to talk through your goals—whether that’s saving more, investing smarter, or just getting organized.

Your Personalized Financial Hub

Visit mypersonalsage.com and use code UMG00207 to unlock:

• One-on-One Coaching: Speak with a financial expert to discuss your goals
• Personalized Financial Snapshot: Use PersonalSAGE’s platform to gain insights into your financial situation
• Workshops & Resources: Join monthly Financial Wellness Workshops or browse a library of videos and articles anytime.