Voluntary critical illness insurance pays you a cash benefit if you are diagnosed with a covered illness like a heart attack, stroke, or cancer. This benefit is employee-paid and the funds can be used at your discretion.

This benefit pays you cash if you are diagnosed with a critical illness, regardless of what your medical plans pay. You can use the payment for anything you wish––out-of-pocket medical expenses, groceries, etc.

While the benefit is paid with after-tax payroll deductions, the benefit payments are provided tax free.

Rates are based on age and salary. For more information, reach out to the UMG Benefits Service Center at (888) 526-2794 from Monday to Friday 8 am – 5 pm PT.

Note: You may add eligible dependents to this plan; however, if your spouse is also a UMG employee enrolled in the same plan, they cannot be added as a dependent due to plan restrictions on dual coverage.

Resources

• Critical Illness Plan Highlights
• Critical Illness Booklet
• Critical Illness & Hospital Indemnity FAQ
• Critical Illness & Hospital Indemnity Plan Limitations