Group Personal Excess Liability Insurance
A serious accident or lawsuit can result in costs that exceed the limits of your auto, homeowners, or renters insurance. Group Personal Excess Liability Insurance provides an additional layer of protection when your underlying insurance limits are reached.
How it can help
Coverage may provide additional protection for situations such as:
- Auto accidents where damages exceed your auto insurance limits
- Accidents or injuries involving your home or rental property
- Injuries to others for which you’re legally responsible
- Certain personal claims, such as libel or slander
For example, if you’re responsible for a serious auto accident and the damages exceed what your auto policy will pay, this coverage can help protect you from having to pay the remaining eligible costs out of pocket.
Coverage
| Excess Liability Limit | Annual Premium |
| $1,000,000 | $970.00 |
| $2,000,000 | $1,344.00 |
| $3,000,000 | $1,575.00 |
| $5,000,000 | $2,110.00 |
| $10,000,000 | $3,110.00 |
Each limit below includes $1 Million in Excess Uninsured /Underinsured Motorist
Optional: Higher Excess Uninsured /
Underinsured Motorist Limits available
| Excess Uninsured/ Underinsured Motorist |
Additional Annual Premium |
| $2,000,000 | $150.00 |
| $3,000,000 | $482.00 |
| $5,000,000 | $806.00 |
Optional: Employment Practices Liability (EPL)
| Limit | Additional Annual Premium |
| $250,000 Occurrence / $500,000 Maximum Amount $10,000 deductible |
$837.00 |
How to enroll
You can sign up for Umbrella Personal Liability Insurance during Open Enrollment at umggpel.ajg.com using username UMG and password UMG2026.
Have questions about this benefit?
Chubb
Email: ggb.us.umggpel@ajg.com
Website: umggpel.ajg.com