Regular dental exams are an important part of maintaining your oral health. UMG offers two dental plans, DeltaCare Dental DMO and Delta Dental PPO, and you can compare the plans in the chart below.

DeltaCare DMO (Plan #06194)

The Delta Dental DMO plan works like an HMO, where you are required to designate a primary care dentist who manages your dental care and refers you to dental specialists, and you must stay in-network to be covered. You must choose a provider first before you can enroll in this plan. This plan does not have a deductible or annual plan maximum, and each service is a set co-pay amount. You can view each state’s DMO plan summaries below to view the plan co-pays. For other states, please contact Delta Dental directly.

Delta Dental PPO (Plan #06152)

With the Delta Dental PPO plan, you can use any licensed dentist, but your out-of-pocket costs will be lower when you use an in-network dentist. If you use non-Delta dentists, you’re responsible for your percentage share, plus any amounts the dentist charges above the reasonable and customary (R&C) rate. This plan has a deductible and annual plan maximum, but their network is larger than the DMO network.

Insurance cards & how to get care

You don’t need an ID card for Delta Dental—all you need to do is find an in-network Delta Dental provider online (DMO is DeltaCare and PPO is Delta Dental PPO).

From there, provide your identifying details and advise your employer is Universal Music Group. They will find you in their system and schedule your appointment.  If you still want an ID card, you can access one using these instructions.

If you see an out-of-network provider, you will pay more out-of-pocket and will need to submit your out-of-network claims using these instructions.

Delta Dental Resources

• Delta Dental Website:
• How to Find a Dentist: 
• Frequently Asked Questions: 
• How to Print a Temporary ID Card:
• Delta PPO Summary:
• Delta DMO – CA:
• Delta DMO – NY:
• Delta DMO – TN:
• Delta DMO – PA:
• Delta DMO – FL:
• 2023 Delta Dental DHMO Evidence of Coverage – CA:
• 2023 Delta Dental PPO Evidence of Coverage