Dental Coverage

Regular dental exams are an important part of maintaining your oral health. Both of UMG’s dental plan options allow you to catch dental issues early while also providing coverage for more extensive dental work.

Expectant mothers are eligible for additional no-cost services to improve oral health including either:

  • One additional oral examination AND
  • One additional routine cleaning OR
  • One additional periodontal scaling and root planning per quadrant.

To utilize this benefit, simply have your dentist provide written confirmation of your pregnancy along with your claim.

Have questions on your benefits?

Contact the Benefit Service Center at
(888) 526-2794
from 8 am – 5 pm PT.

Dental plan comparison

Delta Dental PPO
Delta Dental PPO
Delta DMO
Plan Features
In-Network
*Out-of-Network
In-Network Only
Annual Deductible
$75/member
$75/member
None
Annual Plan Maximum
$2,000/member
$2,000/member
None
Diagnostic & Preventive Care
Exams, cleanings, x-rays, diagnostic casts, treatment of dental pain, and
No cost
20% coinsurance
Co-pay varies by service. Please see the plan documents for your state for details.
Basic Services
Oral surgery, fillings, endodontic, periodontic, sealants, general anesthesia, sedation
20% after deductible
25% after deductible
Co-pay varies by service. Please see the plan documents for your state for details.
Major Services
Crowns, inlays, onlays, cast restorations, bridges, dentures for missing natural teeth, implants
50% after deductible
40% after deductible
Co-pay varies by service. Please see the plan documents for your state for details.
Orthodontia
50% coinsurance
50% coinsurance
Co-pay varies by service. Please see the plan documents for your state for details.
Ortho Lifetime Max
$3,500 per member
$3,500 per member
None
Your 2024 Monthly Cost for Coverage**
Your 2024 Monthly Cost for Coverage**
Your 2024 Monthly Cost for Coverage**
Your 2024 Monthly Cost for Coverage**
Employee Only
$11
$11
$5
Employee + Spouse
$21
$21
$9
Employee + Child(ren)
$22
$22
$10
Employee + Family
$34
$34
$14

*Out-of-network reimbursement is based on plan’s maximum allowable charge; out-of-network providers may balance bill for additional fees.

**Pre-tax payroll deduction.

Have questions about your benefits?

Contact the UMG Benefits Service Center at (888) 526-2794 from Monday to Friday 8 am – 5 pm PT.