UMG offers multiple medical plan options to fit your needs. All medical plans provide in-network preventive care at no cost to you.

Anthem Co-Pay (EPO)

You may want to consider this plan if you know you will stay in-network and are looking to pay lower premiums. You don’t need to choose a primary care physician and you don’t need referrals to see a specialist. EPO plans are in-network only. It’s important to know who participates in the network because if you visit an out-of-network provider, you’ll pay all costs (unless in an emergency).

Anthem PPO

You may want to consider this plan if you want the flexibility of seeing doctors both in and out-of-network. However, this plan does require higher out-of-pocket costs — including premiums — compared to the Co-Pay (EPO) Plan.

Kaiser HMO (CA only)

Available to CA employees only, the Kaiser HMO plan requires you to designate a primary care doctor who manages your care and refers you to specialists. This plan features co-pays for most services and some services, such as lab and x-rays, are offered with no out-of-pocket cost. This plan includes coverage for in-network services at Kaiser facilities only.