Enrollment Opportunities
There are only certain events in which you’re able to enroll in or make changes to your benefits (including adding/removing dependents).
Welcome to UMG! New hires can enroll in benefits within 31 days of hire date. Benefits are effective on date of hire and remain in effect through the remainder of the plan year.
If benefit eligible, you’ll have an annual opportunity to make changes to your benefits and/or covered dependents. The decisions you make during Annual Enrollment will stay in effect through the new plan year, January 1 through December 31, unless you experience a qualifying life event.
If you experience a Qualifying Life Event, you will have an additional opportunity to make changes to your benefits. You must elect benefits through our benefits portal at umusicbenefits.com within 31 days of the event. Changes made due to a qualifying life event will remain in effect through the remainder of the plan year. Qualifying Life Events include:
- Marriage or divorce
- Birth or adoption (or a change in dependent eligibility)
- Loss or change of insurance coverage due to spouse’s employment or a dependent turning 26
- Change in residence that affects access to network providers
- Change in eligibility for Medicare or Medicaid
- Court order requiring coverage for your child
Remember – You won’t be able to make changes to your benefits outside of the scenarios above, so plan accordingly and make sure you have all the coverage you need each plan year.